100% Free

Free Tools

Professional-grade calculators to help you analyze deals, compare loan options, and make confident investment decisions — completely free.

Mortgage Calculator

Calculate your monthly payment for FHA, VA, and conventional loans. Compare loan types, adjust down payment and interest rate, and see a full breakdown of principal, interest, taxes, insurance, and PMI.

Features

FHA, VA, and Conventional loan support
Adjustable down payment, rate, and term
Full payment breakdown with visual chart
Property tax and insurance estimates

Cash Flow Analyzer

Analyze any rental property or house hack deal. Input your purchase price, unit rents, and expenses to see monthly cash flow, cash-on-cash return, cap rate, and your effective housing cost as an owner-occupant.

Features

Support for 1-4 unit properties
Owner-occupied house hack mode
Vacancy, maintenance, and management costs
Cash-on-cash return and cap rate

House Hack vs. Renting

See the 10-year wealth difference between renting and house hacking side-by-side. Interactive chart shows how equity, appreciation, and rental income compound to create a massive wealth gap.

Features

10-year wealth trajectory chart
Year-by-year breakdown table
Adjustable rent, price, and income inputs
Side-by-side net worth comparison

Want the Full Strategy?

These tools help you analyze deals. Our free blueprint teaches you the complete house hacking strategy from start to finish.