Real students. Real deals. Real results. See how our community members are building wealth through house hacking.
Detailed breakdowns of actual house hacking deals with real numbers, strategies, and outcomes.
This was Joseph's first house hack. A triplex in a solid Minneapolis neighborhood purchased with an FHA loan. By living in one unit and renting the other two, the rental income fully covered the mortgage — plus generated $300/month in positive cash flow. Within the first year, the property appreciated and Joseph built over $45,000 in equity through principal paydown and market appreciation.
The second property in the portfolio. A triplex in Richmond's growing market purchased with a conventional loan at 5% down. The property was in a rapidly appreciating neighborhood near VCU. Rental income from two units exceeded the mortgage, creating immediate positive cash flow. Strategic improvements to the property added forced appreciation on top of market gains.
This deal showcases the live-in flip strategy. A duplex purchased below market value that needed cosmetic updates. By living in one unit and renovating strategically over 8 months, the property's value increased by over $60,000. After renovation, the rental income from both units (after moving out) exceeded the mortgage, creating a cash-flowing asset built with sweat equity.
"I was paying $1,400/month in rent. Now I own a triplex, live in one unit, and my tenants cover my entire mortgage. My housing cost is literally $0."
Marcus T.
Minneapolis, MN
"I thought I needed 20% down to buy anything. Joseph showed me how to use an FHA loan on a triplex. Within 8 months, I went from renter to landlord."
Sarah K.
Richmond, VA
"As a veteran, I used my VA loan benefit to buy a duplex with zero down. The rent from the other unit covers 80% of my mortgage."
David R.
Columbus, OH
"The deal analyzer alone was worth the investment. I analyzed 30 properties in my first month and found a duplex that cash flows $200/month after living expenses."
Jessica M.
Charlotte, NC
"Joseph's community is incredible. I got connected with a lender, a realtor, and an accountability partner within my first week. Closed on my duplex 4 months later."
Tyler W.
Indianapolis, IN
"I was terrified of being a landlord. The tenant management module gave me the confidence and systems I needed. My tenants are great and I'm building wealth every month."
Amanda L.
Kansas City, MO